5 Borough Multi Family

COVERAGES

  • Package

CLASS OF BUSINESS/OCCUPANCY

  • Apartment Buildings

  • Condominiums and Co-op Buildings

  • Garden Apartments

  • Townhomes

  • Commercial Condominiums

  • Offices

LIMITS

Liability - first dollar:

  • $2M – General Aggregate Limit

  • $1M – Per Occurrence Limit

  • $1M – Products, Completed Operations Aggregate Limit

  • $1M – Personal and Advertising Injury Limit

  • $100,000 – Damages to Premises Rented to You Limit

  • $5,000 – Medical Expense Limit

Optional Coverage:

  • Hired and Non-Owned Auto

  • Employee Benefits

  • Silent on Lead (NY locations only,

    subject to underwriting guidelines)

  • Silent on Assault & Battery

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Property:

  • $15M – Max TIV per location (JM or better construction)

  • $5M – Max TIV for 100% sprinklered frame structures

  • $3.5M – Max TIV for non-sprinklered frame structures

Optional Coverage:

  • Business Income Coverage Form

  • Extra Expense Coverage Form

  • Ordinance or Law Coverage

  • Additional Property Enhancement

  • Limited Water Damage Coverage